There is a misconception that estate planning is only for elderly people or those that have retired. But, sadly, no one can predict their demise or see an illness coming. Additionally, estate planning is not just for the wealthy. Too many people put off estate planning and then leave their families with a headache to handle. Even if you don’t have a plan, the state already has one for you, and asset laws may not be kind to you. Luckily, it is fairly straightforward to get your affairs in order and prevent this hassle.